Auditor
Read authorized evidence and reports in a scoped, read-only audit view. No record writes and no action execution.
Can
- Access assigned records
Starts on: Provider Account Openings
- BNPL (Buy Now Pay Later)
- Roles and permissions
Who can do what in BNPL (Buy Now Pay Later)
Separate preparation, independent review, administration and audit access.
How permissions work
Preparation
Finance Officer owns assigned operational records and gathers the evidence for review.
Decision
Credit Reviewer makes an independent decision on the current instruction revision.
Administration
App Administrator maintains organization and member configuration without gaining approval or execution authority.
Audit
Auditor reads the authorized evidence and reports within assigned scope.
Who can do what
| Role | Banking instructions | Review and decisions | Provider accounts | Account scope | Evidence and receipts | Reconciliation |
|---|---|---|---|---|---|---|
| Auditor | — | — | — | — | — | — |
| App Administrator | — | Edit | — | — | — | — |
| Credit Reviewer | — | — | — | — | — | — |
| Finance Officer | Edit | Edit | Edit | — | Edit | — |
| Admin | View | View | — | — | — | — |
Each role in detail
App Administrator
Maintain organization configuration and membership. Administrative membership does not confer approval, financial or execution authority and cannot grant an independent reviewer entitlement.
Can
- Manage Organizations, Parties, People
Credit Reviewer
Review eligible application revisions independently and reconcile operational evidence. Approve or reject through guarded actions only; no unrestricted editing of protected or executed records; a reviewer cannot approve their own submission.
Can
- Access assigned records
Starts on: Provider Outcomes Pending
Finance Officer
Prepare assigned operational records and execute eligible reviewed actions. Own organization and draft scope only; accepted, posted and provider evidence is read-only; guarded workflows authorize every transition.
Can
- Manage account applications, Applications, record attachments
Starts on: Provider Outcomes Pending
Admin
Maintain user membership and access settings without approving banking instructions or executing financial actions.
Can
- Manage Users
- View Organizations, People, Applications
Set up BNPL (Buy Now Pay Later) your way.
Start free, then use Proto to change fields, steps and approvals before your team goes live.