Application review

Step by step

1. Prepare application Credit Officer

   The Credit Officer selects the organization and borrower, states the requested principal and owns the case while it is Draft.

   • Connect party, principal and owner
   • Updates Organizations, Borrowers, Loan applications

2. Collect evidence Credit Officer

   The officer associates supporting attachments and application evidence with the case and checks their visibility.

   • Link supporting material to the parent
   • Updates Record attachments, Application evidence

3. Submit for review Credit Officer

   The officer sends the current revision into under review, retaining its submitted date and owner.

   • Record the revision and under review status
   • Updates Loan applications

4. Decide credit Independent Credit Approver

   The Independent Credit Approver checks scope, independence and the reviewed revision, then records Approve, Reject or Return with a reason.

   • Preserve decision and resulting status
   • Updates Review decisions, Loan applications, Operation receipts
   ApprovalA person approves before the work moves on.

5. Route outcome Credit Officer

   An approved case moves toward disbursement; a declined or returned case goes back to the officer with its decision trail intact.

   • Show next action and retained reason
   • Updates Loan applications, Review decisions

Credit Officer

Prepares and resubmits; Independent Credit Approver decides; Auditor inspects the retained trail; App Administrator maintains membership.