Account application

Step by step

1. Prepare the request Credit Officer

   Credit Officer records the applicant and initial deposit on the account application linked to the parent instruction and organization.

   • Links applicant and deposit to the instruction scope
   • Updates Application decisions, Loan applications, Organizations

2. Submit the revision Credit Officer

   Credit Officer sends the application for independent review, retaining its revision and submission time.

   • Identifies the version and evidence sent for decision
   • Updates Application decisions, Record attachments

3. Decide the application Independent Credit Approver

   Independent Credit Approver checks the submitted version, parent instruction and evidence, then records a decision under their own identity. The application moves to approved or rejected only after the corresponding review decision is persisted.

   • Records independent authority before changing outcome
   • Updates Review decisions, Application decisions, Team members
   ApprovalA person approves before the work moves on.

4. Observe provider authority Credit Officer

   Credit Officer tracks the provider application identifier and related evidence. Completion follows the provider's actual account authority rather than the local decision alone.

   • Tracks provider identity and completion evidence
   • Updates Application decisions, Application evidence

Credit Officer

Prepares the application and follows the provider answer.

Independent Credit Approver

Makes the separate review decision.

Auditor

Reads the request and outcome.

App Administrator

Maintains organization membership.