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- Marine Insurance System
- Who it's for
- Hull coverage teams
Hull coverage teams
Hull coverage teams need a clear record of the terms in force when a loss occurred. A policy carries its subject, assured, effective date and owner. Coverage lines hold limits, deductibles, exclusions and their own dates. Policy endorsements retain the reason, effective date, approved by identity and carrier receipt for later changes. The underwriter can read that trail alongside a reported hull claim.
How Marine Insurance System is set up for you
Current terms
Each policy coverage line gives each hull line a number and revision under its parent policy.
Independent review
The policy review decision records which policy revision an Authorized Underwriter approved, rejected or returned.
Changed scope
The policy endorsement preserves a dated amendment and its carrier evidence.
Claim outcome
The claim decision records the authorized benefit or reasoned decline against the reported loss.
Hull coverage teams need a clear record of the terms in force when a loss occurred. A policy carries its subject, assured, effective date and owner. Coverage lines hold limits, deductibles, exclusions and their own dates. Policy endorsements retain the reason, effective date, approved by identity and carrier receipt for later changes. The underwriter can read that trail alongside a reported hull claim.
Select policies for one insurer organization and assign named owners. Agree how hull coverage codes and exclusions are written so reviewers can compare terms with a loss date. Prepare a draft policy, submit its revision and record an underwriter decision. After issuance, create an endorsement for a changed limit and retain the carrier receipt. Rehearse a claim before and after the endorsement effective date to make the version boundary clear.
When a claim is approved, follow the authorized benefit into a verified payment rather than treating approval as settlement. Auditors should be able to trace the policy, coverage line, endorsement, claim decision and provider event from the retained records. Use the policy review and claim decision views to bring each decision to the right person.
Features to start with
Roles on the team
- Insurance Coordinator
- Prepare assigned marine operational records and execute eligible reviewed actions.
- Authorized Underwriter
- Review eligible marine revisions independently and reconcile operational evidence.
- App Administrator
- Maintain marine organization configuration and membership.
- Auditor
- Read authorized marine evidence and reports.
Set up Marine Insurance System your way.
Start free, then use Proto to change fields, steps and approvals before your team goes live.