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- Mobile Banking App Backend
- Who it's for
- Custody and settlement
Custody and settlement
A team dealing with custodians and settlement counterparties can keep each bank instruction tied to the eligible party and account it concerns. The instruction moves through independent review, provider submission and verified outcome. Corrections and settlement notices remain in the evidence history instead of replacing the original request.
How Mobile Banking App Backend is set up for you
Custodian liaison
Follow the provider instruction identity and ask for missing confirmation or settlement evidence.
Independent control
Decide on the current instruction revision with a recorded reason and reviewer identity.
Settlement review
Compare source-identified movements with confirmed instructions and account snapshots.
A team dealing with custodians and settlement counterparties can keep each bank instruction tied to the eligible party and account it concerns. The instruction moves through independent review, provider submission and verified outcome. Corrections and settlement notices remain in the evidence history instead of replacing the original request.
Start with one custodian, its provider-held accounts and an ordinary settlement instruction. Record the requested amount, organization and account scope. Have another entitled member approve that revision. When the custodian sends a settlement notice, keep its occurrence date, event identity and amount. Compare those details with the movement record and the confirmed instruction before matching it.
Agree the route for a correction notice. The team needs to know who can verify the new evidence and who decides whether a fresh instruction is required. Preserve the old decision and provider messages while resolving the case. Test a delayed settlement notice so the team can see pending work without counting it as confirmed.
Ask the Treasury Preparer to check the provider instruction identity against the notice before the Reconciliation Analyst compares the movement. The Auditor can then inspect the earlier decision and every correction in order.
Keep the provider event identity on the movement so a repeated notice leads back to the same investigation.
Features to start with
Roles on the team
- Auditor
- Read authorized evidence and reports in a scoped, read-only audit view. No record writes and no action execution.
- App Administrator
- Maintain organization configuration and membership. Administrative membership does not confer approval, financial or execution authority and cannot grant an independent reviewer entitlement.
- Independent Treasury Approver
- Review eligible instruction revisions independently and reconcile operational evidence. Approve or reject through guarded actions only; no unrestricted editing of protected or executed records; a reviewer cannot approve their own submission.
- Treasury Preparer
- Prepare assigned operational records and execute eligible reviewed actions. Own organization and draft scope only; accepted, posted and provider evidence is read-only; guarded workflows authorize every transition.
- Reconciliation Analyst
- Checks account snapshots and provider movements against confirmed instructions and sends exceptions to the instruction owner.
Set up Mobile Banking App Backend your way.
Start free, then use Proto to change fields, steps and approvals before your team goes live.