Repayment reconciliation

Step by step

1. Record disbursement Credit Officer

   Credit Officer connects a confirmed instruction to the borrower's loan account. The account is the scope for later repayment matching.

   • Connect confirmed movement to borrower account
   • Updates Disbursements, Loan applications, Loan accounts

2. Reconcile repayment Independent Credit Approver

   Independent Credit Approver checks each provider receipt against a confirmed application on that account. Amount and confirmed occurrence date must match exactly.

   • Match exact source event to confirmed instruction
   • Updates Repayments, Loan applications, Loan accounts

3. Review corrections and completion Independent Credit Approver

   Independent Credit Approver compares unmatched or exception receipts with provider evidence, account snapshots and operation receipts before recording a resolution.

   • Keep mismatches visible and verify claimed effects
   • Updates Repayments, Repayment schedules, Application evidence, Operation receipts

Independent Credit Approver

Handles the reconciliation decision and exception review.

Credit Officer

Supplies application and account context.

Auditor

Reads the source trail.

App Administrator

Maintains membership and scope.