Agri-fintech Lending supports agricultural lenders that prepare farm loan applications, obtain independent credit decisions and follow the resulting provider instructions. Borrowers belong to lending organizations and own provider-held loan accounts.
Loan applications in one list
Independent Credit Approver decides the frozen revision and records the reason; the submitter cannot approve their own request.
Every feature works on the same records. Pick one to see the screen your team works in.
Connect each farm borrower to the lending organization and provider account used for its application.
Borrowers
| Name | Code | Contact name | Eligibility note | Organization | Active | |
|---|---|---|---|---|---|---|
| Willow Bend Grain Farm | FARM-0211 | Mara Whitfield | Two harvest seasons documented | Northbank Agricultural Capital | Yes | |
| Red Meadow Produce Co. | FARM-0212 | Luis Herrera | Irrigation permit on file | Meadow Gate Lending Cooperative | Yes | |
| Copper Vale Growers | FARM-0213 | Nadia Okonkwo | Buyer contracts verified | Harvestline Rural Credit | Yes | |
| Northbank Orchard Farm | FARM-0214 | Evan Cho | Equipment lien search clear | Pine Hollow Farm Credit | Yes | |
| Juniper Ridge Greenhouses | FARM-0215 | Samira Patel | Greenhouse budget approved | Pine Hollow Farm Credit | Yes |
Prepare a farm loan request with accountable ownership, balanced account directions and supporting documents.
Loan applications
| Record number | Subject | Counterparty | Requested principal USD | Revision | Status | |
|---|---|---|---|---|---|---|
| LA-12149 | Willow Bend spring seed financing | Pine Hollow Family Fields | 540 | 290 | Draft | |
| LA-47246 | Red Meadow irrigation upgrade | Northbank Orchard Farm | 50 | 140 | Review | |
| LA-93570 | Copper Vale harvest bridge loan | Copper Vale Growers | 550 | 90 | Authorized | |
| LA-87382 | Northbank orchard equipment loan | Eastfield Soil Cooperative | 850 | 60 | Submitted | |
| LA-66286 | Juniper Ridge greenhouse expansion | Copper Vale Growers | 50 | 570 | Pending |
Keep the credit decision tied to the application revision and the independent person who reviewed it.
Approval conditions
| Farm | Parent | Requested USD | Revision | Reviewed at | Organization | |
|---|---|---|---|---|---|---|
| Willow Bend Grain Farm | Juniper Ridge greenhouse expansion | 230 | 440 | 28 Oct | Harvestline Rural Credit | |
| Red Meadow Produce Co. | Pine Hollow tractor refinance | 30 | 370 | 13 Oct | Harvestline Rural Credit | |
| Copper Vale Growers | Pine Hollow tractor refinance | 830 | 70 | 12 Oct | Eastfield Growers Finance | |
| Northbank Orchard Farm | Juniper Ridge greenhouse expansion | 520 | 890 | 11 Oct | Harvestline Rural Credit | |
| Juniper Ridge Greenhouses | Silver Creek feed inventory loan | 240 | 400 | 22 Oct | Northbank Agricultural Capital |
Track an authorized loan instruction until the provider supplies verified confirmation or settlement evidence.
Loan applications
| Record number | Counterparty | Requested principal USD | Revision | Value date | Status | |
|---|---|---|---|---|---|---|
| LA-24845 | Copper Vale Growers | 250 | 400 | 30 Oct | Authorized | |
| LA-30470 | Red Meadow Produce Co. | 620 | 720 | 29 Oct | Authorized | |
| LA-26406 | Northbank Orchard Farm | 520 | 150 | 19 Oct | Authorized | |
| LA-55761 | Willow Bend Grain Farm | 20 | 560 | 02 Nov | Authorized | |
| LA-64063 | Silver Creek Dairy Farm | 750 | 370 | 23 Oct | Authorized |
Match provider movements to the correct confirmed application and investigate differences in amount or date.
Reconciliation items
| Provider event ID | Account | Matched instruction | Occurred at | Amount USD | State | |
|---|---|---|---|---|---|---|
| EVT-2026-71041 | Pine Hollow tractor note | Willow Bend spring seed financing | 24 Oct | 460 | Unmatched | |
| EVT-2026-71042 | Silver Creek inventory line | Northbank orchard equipment loan | 18 Oct | 830 | Exception | |
| EVT-2026-71043 | Red Meadow equipment note | Silver Creek feed inventory loan | 20 Oct | 510 | Unmatched | |
| EVT-2026-71044 | Eastfield restoration loan | Red Meadow irrigation upgrade | 28 Oct | 860 | Exception | |
| EVT-2026-71045 | Silver Creek inventory line | Northbank orchard equipment loan | 14 Oct | 730 | Unmatched |
Check persisted outcomes, investigate failed actions and retain the evidence behind corrections.
Operation receipts
| Parent | Operation key | Action | Expected revision | Result state | Occurred at | |
|---|---|---|---|---|---|---|
| Juniper Ridge greenhouse expansion | credit-review-2026-0411 | Submit for credit review | 80 | Pending | 30 Oct | |
| Willow Bend spring seed financing | disburse-2026-0412 | Approve seasonal loan | 320 | Failed | 31 Oct | |
| Red Meadow irrigation upgrade | loan-confirm-2026-0413 | Request crop yield evidence | 220 | Needs review | 04 Nov | |
| Red Meadow irrigation upgrade | payment-match-2026-0414 | Send disbursement instruction | 320 | Pending | 15 Oct | |
| Copper Vale harvest bridge loan | evidence-check-2026-0415 | Confirm provider settlement | 610 | Failed | 23 Oct |
Farm application to reconciled disbursement ships ready to use. One step needs a named approval before the work moves on: Approve underwriting (Independent Credit Approver).
Connect the farm borrower, requested principal and supporting documents.
Ask an independent reviewer to decide the submitted application revision.
Send the eligible authorized instruction and retain its provider reference.
Establish the outcome from verified provider confirmation or settlement evidence.
Match the provider movement to the same account, amount and confirmed date.
Check the recorded effects and investigate any discrepancy without another execution.
Open any loan application to see its application evidence, the roles that work on it, its process stages and its approvals on one page.
Owner, Requested principal USD and Submitted at.
Each line is linked to this loan application.
Credit Officer, each with their own permissions.
Prepare application and Approve underwriting, with the role that acts.
Approve underwriting, with who decides.
Draft
| Parent | Line number | Revision |
|---|---|---|
| Willow Bend spring seed financing | 50 | 440 |
| Northbank orchard equipment loan | 60 | 680 |
| Juniper Ridge greenhouse expansion | 130 | 190 |
Signed in as Independent Credit Approver
| Decision | Approver | |
|---|---|---|
| Approve underwritingAsk an independent reviewer to decide the submitted application revision. | Independent Credit Approver |
Everyone opens Agri-fintech Lending to the work that is theirs. Pick a role to see what it starts with.
Read authorized evidence and reports in a scoped, read-only audit view. No record writes and no action execution.
This is the first screen this role sees.
Farm credit reviews · Auditor
| Farm | Parent | Requested USD | Revision | Reviewed at | Organization | |
|---|---|---|---|---|---|---|
| Willow Bend Grain Farm | Juniper Ridge greenhouse expansion | 230 | 440 | 28 Oct | Harvestline Rural Credit | |
| Red Meadow Produce Co. | Pine Hollow tractor refinance | 30 | 370 | 13 Oct | Harvestline Rural Credit | |
| Copper Vale Growers | Pine Hollow tractor refinance | 830 | 70 | 12 Oct | Eastfield Growers Finance | |
| Northbank Orchard Farm | Juniper Ridge greenhouse expansion | 520 | 890 | 11 Oct | Harvestline Rural Credit | |
| Juniper Ridge Greenhouses | Silver Creek feed inventory loan | 240 | 400 | 22 Oct | Northbank Agricultural Capital |
Maintain organization configuration and membership. Administrative membership does not confer approval, financial or execution authority and cannot grant an independent reviewer entitlement.
This is the first screen this role sees.
Borrowers · App Administrator
| Name | Code | Contact name | Eligibility note | Organization | Active | |
|---|---|---|---|---|---|---|
| Willow Bend Grain Farm | FARM-0211 | Mara Whitfield | Two harvest seasons documented | Northbank Agricultural Capital | Yes | |
| Red Meadow Produce Co. | FARM-0212 | Luis Herrera | Irrigation permit on file | Meadow Gate Lending Cooperative | Yes | |
| Copper Vale Growers | FARM-0213 | Nadia Okonkwo | Buyer contracts verified | Harvestline Rural Credit | Yes | |
| Northbank Orchard Farm | FARM-0214 | Evan Cho | Equipment lien search clear | Pine Hollow Farm Credit | Yes | |
| Juniper Ridge Greenhouses | FARM-0215 | Samira Patel | Greenhouse budget approved | Pine Hollow Farm Credit | Yes |
Prepare assigned operational records and execute eligible reviewed actions. Own assigned organization and draft scope only; accepted, posted and provider evidence is read-only; guarded workflows authorize every transition.
This is the first screen this role sees.
Farm credit reviews · Credit Officer
| Farm | Parent | Requested USD | Revision | Reviewed at | Organization | |
|---|---|---|---|---|---|---|
| Willow Bend Grain Farm | Juniper Ridge greenhouse expansion | 230 | 440 | 28 Oct | Harvestline Rural Credit | |
| Red Meadow Produce Co. | Pine Hollow tractor refinance | 30 | 370 | 13 Oct | Harvestline Rural Credit | |
| Copper Vale Growers | Pine Hollow tractor refinance | 830 | 70 | 12 Oct | Eastfield Growers Finance | |
| Northbank Orchard Farm | Juniper Ridge greenhouse expansion | 520 | 890 | 11 Oct | Harvestline Rural Credit | |
| Juniper Ridge Greenhouses | Silver Creek feed inventory loan | 240 | 400 | 22 Oct | Northbank Agricultural Capital |
Review eligible loan-application revisions independently and reconcile operational evidence. Approve or reject through guarded actions only; no unrestricted editing of protected or executed records; a reviewer cannot approve their own submission.
This is the first screen this role sees.
Farm credit reviews · Independent Credit Approver
| Farm | Parent | Requested USD | Revision | Reviewed at | Organization | |
|---|---|---|---|---|---|---|
| Willow Bend Grain Farm | Juniper Ridge greenhouse expansion | 230 | 440 | 28 Oct | Harvestline Rural Credit | |
| Red Meadow Produce Co. | Pine Hollow tractor refinance | 30 | 370 | 13 Oct | Harvestline Rural Credit | |
| Copper Vale Growers | Pine Hollow tractor refinance | 830 | 70 | 12 Oct | Eastfield Growers Finance | |
| Northbank Orchard Farm | Juniper Ridge greenhouse expansion | 520 | 890 | 11 Oct | Harvestline Rural Credit | |
| Juniper Ridge Greenhouses | Silver Creek feed inventory loan | 240 | 400 | 22 Oct | Northbank Agricultural Capital |
Maintain technical organization and membership setup without credit approval or provider execution authority.
Answer lending questions from application revisions, provider events and dated account balances.
This quarter
How far records got this quarter
| Stage | Reached | Step | |
|---|---|---|---|
| Draft | 46 | ||
| Review | 24 | 52% | |
| Authorized | 14 | 58% | |
| Submitted | 9 | 64% |
Sample totals per stage
Which requested principal is still in preparation, under review or awaiting its provider outcome?
Which farm-credit revisions were approved or rejected, and when was the decision recorded?
Who decided the application and what reason belongs to that reviewed revision?
Which submitted applications still lack a confirmed provider outcome?
What ledger and available balances did the provider report for the account on each observation date?
Which movements still need investigation because the account, amount or date does not support an exact match?
Which operations are pending, failed or awaiting review, and what discrepancy needs action?
Which verified provider evidence supports the application and its reviewed revision? Include only evidence whose verification is marked Yes.
See how Agri-fintech Lending fits your kind of team.
Manage farm loan preparation and independent underwriting with clear provider follow-up.
Review additional farm-credit requests against the original application and supporting evidence.
Coordinate farm lending across provider-held accounts with traceable confirmation and reconciliation.
Each stage of farm application to reconciled disbursement names the role that acts and the status it records, so a change is never anonymous.
Each stage, the role that acts and the status it records
Use Proto to prepare lending work and explain evidence while accountable people retain credit decisions.
Set up connections through ERP.AI and Proto workflows, with every change logged.
Every record lives in a table you can see, extend and export. Add fields or whole tables in Proto.
Browse all 15 tablesStart with one team and one process, then add the rest once the basics are running.
Select the lending organization and provider account scope. Name Credit Officer and Independent Credit Approver, including the independent reviewer entitlement. Agree which provider evidence establishes disbursement and who investigates a discrepancy.
Preserve borrower codes, account identifiers and application revisions. Resolve organization and team references before importing transactions. Use the data model to sequence parent and child records.
Start with a farm borrower, an active account and a seasonal-input request. Agree document visibility, application ownership and the credit decision path. Connect the provider test environment and define its confirmation evidence.
Try self-approval, a reviewer from another organization and a stale revision. Replay a provider event. Attempt a reconciliation match with the wrong amount, date or account. Inspect an operation whose claimed effect is absent.
Compare the confirmed instruction, source movement and account snapshot. Have Auditor inspect the decision and operation evidence. The lending team accepts the configured behavior before a controlled live cycle; preserve the original source records for later investigation.
$0per user
The base account and everyday work in the ERP.AI app are free, for every user.
| Usage | Per $1 |
|---|---|
| Record reads (list, filter, get) | 20,000 |
| Search or aggregate queries | 4,000 |
| Record writes | 4,000 |
| Imported or synced records | 200,000 |
| Workflow runs | 2,000 |
| AI agent runs | 2,000 |
| Scheduled jobs or webhooks | 20,000 |
| File uploads (MB) | 2,000 |
| CSV or PDF exports | 100 |
Click Get started, then use Proto to configure Agri-fintech Lending for your business. Pilot a farm borrower and provider account with a seasonal-input application, an independent review and a provider-confirmed movement that the team can reconcile.
Credit Officer prepares the assigned request with its borrower, principal and supporting documents. The account directions must describe the intended balanced instruction before the case goes to independent underwriting.
Independent Credit Approver must be separate from the submitter and entitled to act in the lending organization. A submitted request retains its reviewed revision, and a changed revision must be checked again before a decision takes effect.
Credit Officer prepares a farm-credit review against the parent application with the requested amount and revision. Independent Credit Approver decides the submitted scope. An Approved review reaches Completed only after the required provider-authorized outcome is established.
Confirmation requires verified provider confirmation or settlement evidence for the application. Retain the provider instruction reference and confirmation date. A submission acknowledgement leaves the financial outcome to be established.
Independent Credit Approver checks a Confirmed application linked to the same account. The movement amount and confirmed occurrence date must match exactly. A differing account, amount or date stays unresolved for investigation.
Credit Officer investigates the original operation key and provider reference. Keep the uncertain outcome visible and check whether the provider already accepted the instruction before considering further execution.
App Administrator maintains organization configuration and membership. That role does not confer independent credit approval or financial execution authority and cannot grant an independent reviewer entitlement through ordinary membership maintenance.
Use the guarded correction or cancellation path for eligible scope. Preserve verified provider evidence and independent decisions. A Confirmed application keeps its recorded outcome while any provider reversal is still unconfirmed.
It inspects whether the effects claimed by an operation actually exist in the local records. A discrepancy remains marked as needing review with its reason. Repeating verification must preserve the same effects without issuing another provider instruction.
Start free, then use Proto to change fields, steps and approvals before your team goes live.